Dear Money,
We have had a difficult relationship, I know. I have always feared not having enough of you. Growing up, we never wanted to for anything, but I can remember my mom always saying we didn't have money for things.
As I've grown up, I now see that some of it is what she chose to put her money into, and now I am enacting the same habits. I spend you, and then I stress about not having enough. This is a dangerous road we are on and cannot continue.
I'm slowly working to save more, spend less. I know I don't need all this stuff. Really it just collects dust. However, these habits die hard, and the internet makes it even harder sometimes. So, I try not to wander stores too much, and I try not to look at email ads or sales at stores I love to shop at. By not looking, I save.
I have slowly increased the amount I shuttle off to savings accounts each month. I've also really worked on socking you away for retirement. Now I need to work on my fear of lacking and remember to be grateful for what I have.
It helps that I have such a supportive husband.
I look forward to seeing more of you in the future,
Chess.
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